Libertarian Megan McArdle's got hers, tough nuggies to you if you don't. What a miserable cretin she is.
Here:
"Whatever mistakes we made 20 years ago, we’re stuck with them now. ... I’m not stuck with them; I have a stable job, a lovely if somewhat decrepit row home in our nation’s capital, and a marvelously cheap smartphone manufactured in China. It’s someone else who got stuck with the decisions the elites made . . .."
Mr. Potter: [to George Bailey] Look at you. You used to be so cocky. You were going to go out and conquer the world. You once called me "a warped, frustrated, old man"! What are you but a warped, frustrated young man? A miserable little clerk crawling in here on your hands and knees and begging for help. No securities, no stocks, no bonds, nothin' but a miserable little $500 equity in a life insurance policy.