Unaffordable Care Act to become more unaffordable for millions in 2026 due to Trump's reconciliation bill, just in time for the election

 

 Why 22 million people may see ‘sharp’ increase in health insurance premiums in 2026

... More than 22 million people — about 92% of ACA enrollees — received a federal subsidy this year that reduced their insurance premiums, according to KFF, a nonpartisan health policy research group.

Those recipients would see “sharp premium increase” on Jan. 1, Cynthia Cox, the group’s ACA program director, said during a webinar on Wednesday.

The average marketplace enrollee saved $705 in 2024 — a 44% reduction in premium costs — because of the enhanced tax credits, according to a November analysis by the Center on Budget and Policy Priorities.

Without the credits, average out-of-pocket premiums in 2026 would rise by more than 75%, Larry Levitt, KFF’s executive vice president for health policy, said during the webinar.

Additionally, 4.2 million Americans would become uninsured over the next decade if the enhanced subsidies lapse, according to the Congressional Budget Office.

That growth in the ranks of the uninsured is on top of the nearly 12 million people expected to lose health coverage from over $1 trillion in spending cuts Republicans made to health programs like Medicaid and the ACA to help offset the legislation’s cost. ... 

ACA enrollment has more than doubled, to roughly 24 million people in 2025 from about 11 million in 2020, according to data tracked by The Peterson Center on Healthcare and KFF. ...  

According to Google's AI, there are 22.8 million fewer uninsured 2010-2024, presumably because of Obamacare, but 26.7 million more on . . . Medicaid!

Because of that Rube Goldberg Machine known as Obamacare!

Push here, and it comes out there. And the kicker is Medicaid involves estate recovery for nursing home and other care costs at death, which varies by state.

You can run, but you cannot hide. 

 

 

The Republican claim that the Big Beautiful Bill's cuts to Medicaid coverage will be offset by enrollments in employer-provided health insurance is a bad joke

The enrollment rate in employer provided health insurance is down four points 2008-2021, from 54% to 48%.

Why?

Costs.

The average premium for a health insurance plan from an employer was 36% higher in 2021 than the inflation adjusted premium from 2008 should have been. The 2008 premium of $4,386 should have been $5,446 in 2021. Instead it was $7,380.

People can't afford this insurance.

Meanwhile their out of pocket cost for it increased 86% over the period, while their deductibles shot up 131%.

Government mandated health insurance, Obamacare, has been a disaster for workers who have voted with their feet against it because they can't afford it and benefit little from it, swelling Medicaid enrollments in desperation.

Republicans promised to fix this in 2017 and failed.

Now they're saying, Let Them Eat Cake.

 

 

 

 

So-called fiscal hawks of the House GOP totally cave and narrowly pass Trump's omnibus tax and spending bill 215-214: Massie of Kentucky and Davidson of Ohio were the sole Nay votes

 The House Freedom Caucus is a joke, along with the rest of them: At least $20 trillion in new debt over ten years, increases the SALT cap for itemized deductions important in high tax Blue states, Green New Deal spending still in there, ratifies federal support for Medicaid's backdoor vehicle as insurance under Obamacare, etc.

The Chair of the House Freedom Caucus:

 

 

 

 

 

Al Hunt and James Carville laughably pretend that Obama didn't dominate Washington by flooding the zone with shit like Trump is doing

Hey Obama! Guess where I'm calling from!

Carville: Trump Has Flooded The Zone With Sh*t And We Don't Have A Response 

 

Al Hunt:  And [Trump] dominates today like no other president I've seen. And he dominates with a reckless disregard for truth and more importantly, for the rule of law. 

 

James Carville: The Democrats are depressed . . .. 

 

It's comic how these old farts don't remember 2009-2010, how civilian employment crashed by 6 million, how 6 million homes went into foreclosure, how housing wealth evaporated, how hundreds of banks failed, and how Obama was content to hand off all these problems to Democrat gangsters from Wall Street to bail out their cronies and prosecuted no one, all while providing zero leadership to a divided Democrat Congress preoccupied with . . . Obamacare, as if people losing everything in this situation had healthcare as their number one priority.

 

And then Democrats promptly handed everyone healthcare they couldn't afford and couldn't use.

 

Talk about depressing.

 

Talk about shit.