In a nutshell, Epstein blamed the whole debacle on Bill Clinton, saying Clinton did what he did for votes.
Unfortunately for Epstein, Fannie Mae eased credit requirements to encourage banks to lend to people with lower credit scores starting in 1999. Clinton didn't need any votes in 1999.
Nor did he in 1997 when Clinton signed the Taxpayer Relief Act w/ its $500k home sale exclusion & 2-yr rule, turning homes into commodities.
But of course Epstein wasn't smart enough even to understand the role of the latter, and never mentioned it.
Clinton deserves blame for making the mistakes he made, and so does the Congress for voting for it all, but Clinton most certainly didn't make them to get votes.
A person who thinks that is just a political hack.
