Wednesday, June 28, 2023

The biggest turd at the Department of Justice is Merrick Garland

 When Obama nominated that guy for the Supreme Court, it was like throwing a Molotov Cocktail at it.

The federal prosecutor tasked with investigating Hunter Biden told at least six witnesses last year that he lacked authority to charge the first son outside Delaware and was denied special counsel status, according to an IRS whistleblower — and now the House Judiciary Committee wants to talk to them.

Delaware US Attorney David Weiss made the shocking disclosure at an Oct. 7, 2022, meeting with top IRS and FBI officials — contradicting sworn testimony from Attorney General Merrick Garland, IRS supervisory agent Gary Shapley told the House Ways and Means Committee last month. ...

House Speaker Kevin McCarthy (R-Calif.) said Sunday that Republicans will launch an impeachment inquiry into Garland if Shapley’s account is corroborated.

More.

Whaddayah mean current?

 Rapper calls current hip-hop music 'trash'...

Idiots elect idiots, news at Eleven

 Liz Cheney on What's Wrong with Politics: 'We're Electing Idiots'...

Tuesday, June 27, 2023

The NPEIS qualification exam

 Create a word from the letters NPEIS to see what career you are most qualified for.


A. Spine.
 
Congratulations. Your career path is Doctor of medicine.
 
B. Pines.
 
Not too bad. You will become a tree surgeon.
 
C. Snipe.
 
Sorry Charlie. Prepare to lie regularly for a politician in the pages of a cheap tabloid newspaper.
 
D. Penis.
 
You, sir, are headed to Navy flight school. 

Monday, June 26, 2023

Democrats begin Election 2024 leading with the lie that gun violence is the number one cause of death among children


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

The CDC says otherwise.

Unintentional injuries are the leading cause of death among US children aged 1-17 years since 1999, totaling 126,650. Among those the number one cause is motor vehicle traffic accidents, totaling 67,884. Number two is drowning accidents, at 19,062.  In eighth place is firearm accidents, totaling 2,265.

The second leading cause of death is childhood cancer, totaling 36,312.

The third leading cause of death is homicide, totaling 31,690. Among those the number one cause is firearms, totaling 19,306.

The fourth leading cause of death is suicide, totaling 26,653. Among those the number one cause is suicide by suffocation, totaling 12,890. The number two cause is suicide by firearm, totaling 10,934. Believe it, or not.

If you total firearm accidents, firearm homicides, and firearm suicides over the last 22 years for Americans aged 1-17 you still get only 32,505, a distant third place behind motor vehicle traffic accidents and cancer.

Meanwhile Democrats champion abortion on demand, which has killed untold millions upon millions of children since 1973, for which guns is just the smokescreen.





OPEC expects global oil demand to rise to 110 million barrels per day by 2045

 Reported here.

2022 global production averaged 80.6 million barrels per day on one accounting.

OPEC must think the 2022 figure closer to 90 million bpd since it projects growth in demand of 23%.

According to this, crude oil remained the top primary energy source in the world at 31.2% in 2020, followed by coal at 27.2%, and natural gas at 24.7%.

71% of China's primary energy is derived from coal. China is the world's number one emitter of so-called greenhouse gases.

Saturday, June 24, 2023

Influence-peddling WhatsApp message to Chicoms from Hunter Biden in July 2017 came from his father's guest house in Delaware

 Byron York, here:

Hunter Biden wanted something from Zhao — it appears it was a payment of some sort — and he wanted it immediately. "I am sitting here with my father and we would like to understand why the commitment made has not been fulfilled," Hunter Biden wrote. "Tell the director that I would like to resolve this now before it gets out of hand, and now means tonight. And Z, if I get a call or text from anyone involved in this other than you, Zhang, or the chairman, I will make certain that between the man sitting next to me and every person he knows and my ability to forever hold a grudge that you will regret not following my direction. I am sitting here waiting for the call with my father."

Shapley said the IRS team discovered the message in August 2020. Even for people who questioned the authenticity of the Hunter Biden laptop — and we now know the FBI had verified its authenticity in December 2019 — the WhatsApp message was worth investigating. "In August 2020, we got the results back from an iCloud search warrant," Shapley said. "Unlike the laptop, these came to the investigative team from a third-party record keeper and included a set of messages. The messages included material we clearly needed to follow up on."

No kidding. The July 30, 2017, WhatsApp message was the clearest evidence ever that Joe Biden, then the former vice president, knew about his son's business dealings. Now, maybe Hunter Biden was lying in the message. Maybe his father wasn't in the room. Maybe there's some other explanation. What was clear was that the WhatsApp message was evidence that needed to be investigated. But Shapley and the other IRS investigators soon ran into a brick wall at the Justice Department.

The IRS team wanted to execute a search warrant at the guest house and Joe Biden's house in Delaware, where Hunter Biden was staying at the time of the message. In discussions with the Justice Department, they were told that there was more than enough probable cause to get a warrant but that "optics" were a problem. A Justice Department official told them, in Shapley's words, that "a lot of evidence in our investigation would be found in the guest house of former Vice President Biden but said there is no way we will get that approved."

IRS team investigating Hunter Biden's alleged crimes never investigated the Ukraine-Burisma bribes allegations

Jerry Dunleavy, here:

Mykola Zlochevsky, the Ukrainian owner of Burisma, was the "foreign national" involved in the alleged "criminal bribery scheme" aimed at shaking an alleged investigation into Burisma by then-Ukrainian prosecutor Viktor Shokin, according to sources familiar with the FBI record who described its contents to the Washington Examiner.

The sources said Zlochevsky said he believed it would be difficult to unravel the alleged bribery scheme for at least 10 years because of the number of bank accounts involved.

Amid the threat of being held in contempt of Congress, FBI Director Christopher Wray allowed members of the GOP-led House Oversight Committee to review an FD-1023 form this month that contained redacted versions of the allegations from the paid FBI informant.

Rep. Jamie Raskin (D-MD), the ranking member on the House Oversight Committee, repeatedly claimed following a late May FBI briefing that Barr and his “hand-picked prosecutor” — Scott Brady, then the Trump-appointed U.S. Attorney for the Western District of Pennsylvania — ended the investigation into the bribery claims in 2020. But Barr quickly said that is false.

“It’s not true,” Barr soon told multiple outlets in early June. “It wasn’t closed down. On the contrary, it was sent to Delaware for further investigation.”...

Sen. Chuck Grassley (R-IA) also revealed this month that a less redacted version of the form he has viewed says Zlochevsky claimed to have 17 recordings of his conversations with Joe Biden and Hunter Biden (two of the former and 15 of the latter) as an "insurance policy." 

Zlochevsky’s alleged reference to Joe Biden as the “big guy” appears independent of the apparent reference to the now-president as the “big guy” by a Hunter Biden business associate during negotiations with Chinese intelligence-linked businessmen. The China-related reference occurred in a May 2017 email not made public until October 2020.

Shapley said that Assistant U.S. Attorney Lesley Wolf instructed FBI and IRS investigators not to ask witnesses about “dad” (Joe Biden) or about “the big guy.”

Hunter Biden reached a plea deal on federal charges related to tax crimes and the illegal purchase of a handgun, Weiss’s office revealed in a court filing on Tuesday.

The IRS whistleblower claims detailing the politicization and slow-walking of the Justice Department investigation were made public on Thursday, including allegations that Weiss had sought special counsel status from the DOJ and sought to file charges in California and in the nation’s capital but was repeatedly denied. The whistleblowers also pointed to new apparent links between Joe Biden and his son’s China deals and that the FBI authenticated Hunter Biden’s laptop by November 2019.

 

I don't know but I'm guessing her initials are Lesley Wolf

The question remains who within the Delaware U.S. Attorney’s Office withheld the FD-1023 from Shapley and his team when Barr had directed that the CHS’s reporting be sent there for further investigation. Further, Barr has recently confirmed the Delaware U.S. Attorney’s Office was briefed on the detailed allegations contained in the FD-1023, following then-U.S. Attorney Scott Brady’s conclusion that the CHS’s reporting did not appear to be misinformation. ...

Every indication suggests it was the FD-1023 that the FBI HQ’s team falsely labeled disinformation, which raises the specter that individuals in the Delaware U.S. Attorney’s Office were colluding with FBI HQ to protect the Biden family. It is now up to Sen. Chuck Grassley’s whistleblower to close the circle.

More.

Friday, June 23, 2023

IRS whistleblower says FBI confirmed authenticity of Hunter Biden laptop in November 2019, almost one year before New York Post laptop story

“In October 2019, the FBI became aware that a repair shop had a laptop allegedly belonging to Hunter Biden and that the laptop might contain evidence of a crime. The FBI verified its authenticity in November of 2019 by matching the device number against Hunter Biden’s Apple iCloud ID,” Shapley said.

The laptop’s contents linked Joe Biden to his son’s dealings, including in China and Ukraine — contradicting his public claims he never discussed business with his son Hunter or brother James Biden.

Despite the FBI’s internal corroboration, 51 former US intelligence agency leaders signed a pre-election letter saying that the laptop had “all the classic earmarks of a Russian information operation.” ...

But behind the scenes, “when the FBI took possession of the device in December 2019, they notified the IRS that it likely contained evidence of tax crimes,” Shapley said.

Shapley, who has worked at the tax agency for 14 years, supervised a 12-person team that determined Hunter Biden had failed to pay $2.2 million on $8.3 million in income earned between 2014 and 2019 from foreign countries where his father held sway as vice president, such as China, Romania and Ukraine.

The case was resolved Tuesday with the announcement of a probation-only plea deal with the first son, despite investigators attempting to recommend felonies, Shapley and another IRS whistleblower told the committee.

On October 19, 2020 — the same date the “spies who lie” letter was fed to Politico — Shapley said he emailed Delaware Assistant US Attorney Lesley Wolf to tell her: “We need to talk about the computer.”

More.

So the Delaware Assistant US Attorney Lesley Wolf is the one who stymied the FBI investigation of Joe Biden's links to Hunter Biden's deals

[Whistleblower] Shapley said that, prior to the interview with [Hunter Biden business associate Rob] Walker, “we had obvious questions like who was H, who the big guy was, and why this percentage was to be held separately with the association hidden.” But the whistleblower said that Delaware assistant U.S. attorney Lesley Wolf “interjected and said she did not want to ask about the big guy” and stated that she did not want to ask questions about "dad."

The whistleblower said that “when multiple people in the room spoke up and objected that we had to ask, she responded, there's no specific criminality to that line of questioning.” Shapley said, “This upset the FBI too.”

“There were multiple times where Lesley Wolf said that she didn't want to ask questions about dad,” Shapley said. “We referred to Hunter Biden's father, you know, as dad.”

Shapley quoted the Delaware prosecutor as saying, “I don't want to talk about the big guy. I don't want to ask about dad. … Don't ask about the big guy.”

Shapley said, “The IRS and FBI agents conducting this interview [of Walker] tried to skirt AUSA Wolf's direction.” He added that the FBI agent tried to get Walker to talk about the email “while not directly contradicting” the direction by Wolf not to ask about “the big guy.”

The IRS whistleblower argued that “based on guidance provided by the prosecutors on a recurring basis to not look into anything related to President Biden, there is no way of knowing if evidence of other criminal activity existed concerning Hunter Biden or President Biden.”

The whistleblower said that “in August 2020, we got the results back from an iCloud search warrant” and that “the messages included material we clearly needed to follow up on.” Shapley said that “nevertheless, prosecutors denied investigators' requests to develop a strategy to look into the messages and denied investigators' suggestion to obtain location information to see where the texts were sent from.”

More.

IRS whistleblower says Hunter Biden could have been charged with failure to file or pay taxes for each of the 5 years 2015-2019 and felony tax evasion and/or filing a false return for each of the years 2014, 2018, and 2019


 Earlier this week, Biden agreed to enter guilty pleas for two misdemeanor tax charges that related to his failure to pay tax on more than $3 million in income. As part of the deal with Delaware U.S Attorney David Weiss — who was appointed by then-President Donald Trump and was kept in the position by the current administration to continue the probe —  Biden will avoid full prosecution on a separate gun possession charge. A Delaware judge must approve the agreement at a hearing currently set for July 26.

More

One law for me, another for thee.

Thursday, June 22, 2023

Criminal head of the FBI James Comey withheld evidence of Hillary plot against Trump from his own FBI agents investigating Trump

 They all knew, except the agents. Hillary Clinton continues to be the worst person in the whole world, and all her patsies the dumbest.

What did Barack Obama, Joe Biden, Loretta Lynch, and James Comey know about Russia-collusion — and when did they know it? John Durham dropped a bombshell in his testimony today at House Oversight, which will go on for at least a couple of hours or more, but this part wasn’t the bombshell. In his special-counsel report, Durham had already revealed that CIA Director John Brennan briefed these four in August 2016 that Hillary Clinton planned to paint Donald Trump as linked to Russian intelligence, presumably to shift attention away from her own e-mail scandal.

That briefing resulted in a “referral memorandum,” and one of its recipients was then-FBI director James Comey. Oversight chair Jim Jordan asks Durham whether Comey ever bothered to share that with the agents assigned to the newly launched Operation Crossfire Hurricane or ever presented to the FISA court when applications were made for domestic surveillance of Trump campaign officials. Nope, Durham says, and explains how he found that out . . .

. . . the director of the FBI knowingly withheld evidence pertinent to an FBI investigation. That resulted not just in errors made by the agents conducting the investigation that might have resulted ending what turned out to be a witch hunt, but also contributed to misrepresentations to the FISA court about the nature of the evidence they used to conduct surveillance on Trump campaign figures. ...

Comey knew it, but made sure the agents assigned to the case did not. So did Obama, Lynch, and Biden. And yet all of these officeholders lied publicly about the nature of the rumors and innuendo consistently for months.

More.

Iowa meteorologist who was global warming apostle driven out of the profession by one e-mail stalker who was caught

WaPo tells his litany of woe, here.

Public school education in the United States continues its decades-long freefall, accelerated by pandemic closures and a system obsessed with sexual grooming

 The decline in math scores last year was the biggest in the past 50 years, according to newly released federal data. ...

The lowest-performing students scored at levels last recorded in the 1970s, when the assessment began. ...

Test results from earlier this year showed that U.S. history scores among middle schoolers are also falling — dropping to the lowest levels ever recorded since the assessment began in 1994. 

More.

Tuesday, June 20, 2023

LOL, Trumpworld catching on only now that Mark Meadows wasn't really one of them when it was obvious in 2017

 Months ago, Meadows and his lawyer severed communications with most of Trumpland ...

Meadows’ lawyer George Terwilliger this month offered only vagueness ...

That cryptic statement did not sit well with much of Trumpworld. In recent weeks, several lawyers and confidants had already discussed their unconfirmed suspicions with Trump that Meadows was being very useful to the feds in order to reduce Meadows’ own possible legal exposure, two other people familiar with the matter say. Both sources independently tell Rolling Stone that when the topic has come up within the past several months, Trump has at times said that he doesn’t know what Meadows is doing, adding that it would be a “shame” if the MAGAland rumors were true.     

More.

Meadows played key roles in mucking up both Obamacare repeal and immigration reform.

Trumpworld is a bunch of dimwits, and Meadows knows it better than anyone else.

LOL, Democrat named Wackerman, $400 donor to Lincoln Project, arrested for setting July 2022 "Oak Fire" in Yosemite National Park which Democrats blamed on global warming

 The so-called Oak Fire destroyed 127 homes and 66 outbuildings. Roughly 6,000 people were forced to evacuate as the inferno torched 30 square miles of land and smoke from the fire drifted more than 200 miles into parts of Nevada and the San Francisco Bay Area.     

Monday, June 19, 2023

Trump's Operation Warp Speed disappears into a black hole

 


Fewer than 1.7 million jabs have been administered in 2023 through May 9 in the United States, per Our World in Data.



Sunday, June 18, 2023

On the Sunday grill: My May 1984 33-cent hamburger should cost 96-cents in May 2023, instead it costs $1.24

 It's nearly 30% overpriced.

The inflation-adjusted pound of ground beef over the period should cost $3.82.

I buy the good stuff, however. My burger costs $1.50, washed down with a cheap pint of Hamm's Beer for 83-cents.

I'll be back to beans and rice on Monday.

A man's gotta do what a man's gotta do.

 



Saturday, June 17, 2023

Trump's greatest economy ever is simply part of the worst economy ever, now in its sixteenth year and third year of Biden

Something about some guy abandoning free market principles in order to save the free market system.



LOL Mexico soccer fans strike again, Las Vegas match called early because of Puto! chants

Things are really getting bad if you have to go to Mexico to escape the Nazis to practice the First Amendment.
 

The United States men’s match against Mexico was cut short Thursday night by the referee after the stadium devolved into echoes of homophobic chants from Mexican soccer fans. ... Four players were ejected in a testy second half of the game, which the U.S. won 3-0 for a spot Sunday in the CONCACAF Nations League final against Canada.

Wait for it.

Thursday, June 15, 2023

Congress went on a spending orgy since 2019 adding $8.77 trillion to the national debt and dimwits blame the Fed for being unable to control inflation

 Inflation is always and everywhere a monetary phenomenon. Blame yourselves. You elected them.

 


The chief penalty is to be governed by someone worse if a man will not himself hold office and rule.

-- Plato, Republic, I, 346f.

The Fed left the Funds Rate unchanged yesterday, and no members of the Federal Reserve Board currently anticipate a rate lower than at present through the end of the year

 They anticipate higher, but not by much, which means more rate hikes this year.

The yield curve aggregate yesterday closed just 4 basis points lower than the current cycle high of 4.674% achieved on March 8th, at 4.671%. That's the sum of the basis points for all US Treasury securities marketed yesterday divided by 13 (ranging from 1-month securities to 30-year).

To say the Fed's response to inflation has been timid would be an understatement.

In the 1980s the Fed's response to core inflation such as we experience today at 5.3% year over year was a Fed Funds Rate in excess of 10%. We're at 5.08%. The yield curve is not steppin' and fetchin' when the big dog won't bark.

This is not a serious country, and is perversely more than willing to inflict the worst tax on all, namely inflation, mostly because the whole damn economy is predicated on 2% inflation, which halves your nestegg in 35 years.

At 5% it does that in just fourteen.

It's criminal.





The price of gasoline has fallen, but only to the level of Obama-era expensive, not Trump-era cheap

 


Wednesday, June 14, 2023

Trump did nothing wrong with his records: He knows it and they know it, but you don't, which is just the way they want it

 When Trump actually finds a competent attorney, the attorney should immediately file to have the case dismissed based on the Jackson ruling of 2012.

But will he?


Trump’s Boxes and Clinton’s Sock Drawer

A president chooses what records to return or keep and the National Archives can’t do anything about it.

... The National Archives and Records Administration was never given the recordings. As Mr. Branch tells it, Mr. Clinton hid them in his sock drawer to keep them away from the public and took them with him when he left office.

My organization, Judicial Watch, sent a Freedom of Information Act request to NARA for the audiotapes. The agency responded that the tapes were Mr. Clinton’s personal records and therefore not subject to the Presidential Records Act or the Freedom of Information Act.

We sued in federal court and asked the judge to declare the audiotapes to be presidential records and, because they weren’t currently in NARA’s possession, compel the government to get them.

In defending NARA, the Justice Department argued that NARA doesn’t have “a duty to engage in a never-ending search for potential presidential records” that weren’t provided to NARA by the president at the end of his term. Nor, the department asserted, does the Presidential Records Act require NARA to appropriate potential presidential records forcibly. The government’s position was that Congress had decided that the president and the president alone decides what is a presidential record and what isn’t. He may take with him whatever records he chooses at the end of his term.

Judge Amy Berman Jackson agreed: “Since the President is completely entrusted with the management and even the disposal of Presidential records during his time in office,” she held, “it would be difficult for this Court to conclude that Congress intended that he would have less authority to do what he pleases with what he considers to be his personal records.”

Judge Jackson added that “the PRA contains no provision obligating or even permitting the Archivist to assume control over records that the President ‘categorized’ and ‘filed separately’ as personal records. At the conclusion of the President’s term, the Archivist only ‘assumes responsibility for the Presidential records.’ . . . PRA does not confer any mandatory or even discretionary authority on the Archivist to classify records. Under the statute, this responsibility is left solely to the President.”

I lost because Judge Jackson concluded the government’s hands were tied. Mr. Clinton took the tapes, and no one could do anything about it.

More.

Tuesday, June 13, 2023

Permanently higher prices for the basics looks to be the future

 The simple egg is now 25% more expensive at Sam's Club compared with pre-Covid. I used to pay routinely $3.98 for two dozen like those shown below. Prices nationally have fallen only to the unusually high levels of 2015.

Whole chicken is up 23%, electricity 18%, and both appear to be stable or rising.

Avian flu is now only sporadic.

 






Core CPI inflation in the United States in May at 5.32% year-over-year has hardly come down from 5.58% in January

 



I remember when the orgies at the White House were at least kept indoors

 


The 47% is back

 


Nature has a self-cleansing mechanism

 


In 15 years we've gone from Obamagirl to a topless Biden girlyman at the White House

.

 
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Monday, June 12, 2023

My local utility has repriced my fixed monthly payment for natural gas and electricity for the next year


 The new price is down 30% from last year's horrendous price.

The monthly payment will now resemble the high end of normal I experienced in the years prior to the Russia-Ukraine War.

Like a boot off my neck.

Sunday, June 11, 2023

Today's up-is-down headlines: UK Daily Mail v CNBC, Drudge v Real Clear

 'LOW ENERGY' TRUMP SPEECH (Drudge)

Trump Delivers Fiery Speech in Georgia: "They're Coming After You" (Real Clear Politics)

Nemesis is coming, Draco is coming

 


Lolbertarian says the worst possible thing which could happen to the economy (i.e. "to me") is higher future taxes


More self-absorbed than your average tranny.

Scott Sumner, here:

The consequence of the reckless fiscal policy will not be a financial crisis. Nor will it be a default. Even the permanent monetization of the debt is unlikely, in my view. The most likely consequence will be higher future taxes and slower economic growth. This will lead to reduced living standards. It might also push politics in a more “populist” direction, with consequences that are difficult to predict (but unlikely to be desirable.)



Trump is toast

 


Trump’s Former AG Bill Barr Lowers the Boom in Stunning Analysis on Fox News Sunday: ‘If Even Half of it is True, He is Toast’


Thursday, June 8, 2023

Bob and Doug BBQ goes slightly amiss, Canada wildfires consume the equivalent of Maryland and more

 


The Supremes still don't have the courage to void the tyrannical, unequal, racist, Northern neo-reconstructionism of the 1965 Voting Rights Act in the American South

 The Supremes are not colorblind and are as reprehensible in this as any college or business using racial quotas to exclude whites and Asians in favor of less qualified people of color, and they know it.

American liberalism is nothing if not hypocritical.


Chief Justice John Roberts and Justice Brett Kavanaugh, both conservatives, joined the court's three liberals in the majority.

In doing so, the court — which has a 6-3 conservative majority — turned away the state’s effort to make it harder to remedy concerns raised by civil rights advocates that the power of Black voters in states like Alabama is being diluted by dividing voters into districts where white voters dominate.

In Thursday’s ruling, Roberts, writing for the majority, said a lower court had correctly concluded that the congressional map violated the voting rights law.

He wrote that there are genuine fears that the Voting Rights Act “may impermissibly elevate race in the allocation of political power” and that the Alabama ruling “does not diminish or disregard those concerns."

The court instead “simply holds that a faithful application of our precedents and a fair reading of the record before us do not bear them out here,” Roberts added.

As such, the court left open future challenges to the law, with Kavanaugh writing in a separate opinion that his vote did not rule out challenges to Section 2 based on whether there is a time at which the 1965 law's authorization of the consideration of race in redistricting is no longer justified.

More.

Today's up-is-down headlines: Variety v The Hill, Drudge v Real Clear

 Tucker Takes Man Cave Rants to Social Media -- to Smaller Results... (Drudge)

First Episode of "Tucker on Twitter" Nets More Than 70 Million Views (Real Clear Politics)


 

Wednesday, June 7, 2023

Gold remains far more overvalued than US stocks, which is saying a lot

Gold is at least 167% overvalued relative to inflation since 1913. $600ish gold makes sense. $1600 gold does not, let alone $2067, the 2020 high.

Meanwhile stocks are off-the-charts overvalued, about 93% relative to the post-Great Depression median valuation of 81 through 2019, as of the latest GDP figures from late May.

Speculation in both gold and stocks, not to mention a host of other things, has been driven by Federal Reserve interest rate suppression since 2001.

How long elevated gold and stock prices can persist in the new higher interest rate environment is anyone's guess.

The Fed Funds rate still averaged a low 1.69% in 2022, so it's still early innings.


.

May 25, 2023


Young Americans are too ignorant to blame the correct government entity for housing unaffordability for some reason

 . . . young Americans condemn their municipal and state governments for the current housing affordability problem.

More.