McKinsey analysis finds health insurance premiums shot up 279% on average, mostly because of guaranteed issue and community rating

From the story here from Sally Pipes:

The analysis was conducted by McKinsey for the Department of Health and Human Services. The consulting firm looked at rate hikes in four states: Georgia, Pennsylvania, Ohio, and Tennessee. Premiums in each had doubled or tripled since 2013 -- the year before Obamacare went into effect. 

In Georgia, the average premium for the equivalent of a mid-level "Silver" plan for a 40-year-old male went from $94 a month in 2013 to $323 a month in 2017. In Tennessee, it went from $104 a month to $431.

Chris Jacobs for The Federalist favors the status quo on Medicaid in exchange for Obamacare repeal

It's uncanny how similar Chris Jacobs' overarching point is to the one we expressed here in June when we said that the status quo ante Obamacare was not the way forward, and that the way forward involves getting a buy-in from moderates and liberals on reform, but not repeal, of the Medicaid expansion in exchange for repeal of Obamacare root and branch.

The difference is in solving the funding problem. Jacobs admits his plan precludes "repealing all of Obamacare’s tax increases." Our idea doesn't, in exchange for a broadly based Medicaid payroll tax to democratize the costs. 50 million participants in the small group and individual markets are bearing the burden of funding "health insurance" for the poor, i.e. Medicaid, through grossly more expensive premiums and deductibles than before Obamacare.

As others have observed, the growth of the uninsured post-Obamacare is in this group because they can't afford it anymore.

The way forward is a compromise which keeps the Medicaid expansion, funds it fairly, retains state control of the program (federalism) just as now, and repeals Obamacare. 

Jacobs, here:

In both the House and the Senate, debate focused on a push-pull between two competing issues: The status of Medicaid expansion in the 31 states that accepted it, and what to do about Obamacare’s regulatory regime. During the spring and summer, congressional leaders attempted messy compromises on each issue, phasing out the higher federal match for Medicaid expansion populations over time, while crafting complex processes allowing states, insurers, or both to waive some—but not all—of Obamacare’s regulatory requirements.

But rather than constructing substantively cumbersome waiver arrangements—the legislative equivalent of a camel being a horse written by committee—Occam’s Razor suggests a simpler, cleaner solution: Preserving the status quo (i.e., the enhanced federal match) on Medicaid expansion in exchange for full repeal of Obamacare’s insurance regulations at the federal level.

A “grand bargain” in this vein would give Senate moderates a clear win on Medicaid expansion, while providing conservatives their desired outcome on Obamacare’s regulations. 

Fascism is when companies get rich because the government made you buy their health insurance

"It's not fascism when we do it!"

The individual insurance market has shrunk by 13% in one year, led by those unsubsidized

From the story here:

As of March 2017, the individual insurance market totaled 17.6 [million-doh!] people. That is down from 20.2 million one year prior. This is a decrease of 2.6 million people, a 13 percent drop in the size of the overall individual-health-insurance market. 12.2 million bought their health insurance on the state- and federally run Obamacare exchanges [vs. 12.7 million the previous year]. 5.4 million people bought their insurance off of the Obamacare exchanges [vs. 7.5 million the previous year]. ... In other words, enrollment is steady among those who receive subsidies but declining dramatically among those who do not. ... In fact, in 2015, 7.5 million people paid the fine, while 6.5 million paid the fine in 2016, according to the IRS. ... After four years of attempts by the Obama administration, no more than 40 percent of those eligible for subsidies availed themselves of the program.

Do nothing US House begins 5-week vacation after Senate Obamacare repeal failure

Republican Speaker of the House John Boehner once infamously said that Democrat President Obama had the right to set the agenda. But now that we have a Republican president, Republican Speaker Paul Ryan doesn't see it that way.

Slow-walking Trump's agenda isn't just a Democrat goal, it's an establishment goal. Republicans don't want to see it implemented anymore than the Democrats do, which is why Paul Ryan sabotaged Obamacare repeal in the Senate and promptly adjourned. His reassurances that the House wouldn't simply pass what the Senate passed supposedly were not good enough for John McCain.

But John McCain, who everyone knows is going to promptly die anyway, simply took one for the team. "Gee, what a guy. We get to run for reelection saying we voted for repeal and the dopes will believe us". 

Remember the agenda below from Trump? Seven months already have been blown on item 5, yet without success. Election 2018 is just 15 months away, and really 14 because August is a fait accompli. The prospects for getting nothing done by then of what Trump wants accomplished look better and better by the day, and that's just the way the establishment wants it.

   

Next, I will work with Congress to introduce the following broader legislative measures and fight for their passage within the first 100 days of my Administration:

1. Middle Class Tax Relief And Simplification Act.

An economic plan designed to grow the economy 4% per year and create at least 25 million new jobs through massive tax reduction and simplification, in combination with trade reform, regulatory relief, and lifting the restrictions on American energy. The largest tax reductions are for the middle class. A middle-class family with 2 children will get a 35% tax cut. The current number of brackets will be reduced from 7 to 3, and tax forms will likewise be greatly simplified. The business rate will be lowered from 35 to 15 percent, and the trillions of dollars of American corporate money overseas can now be brought back at a 10 percent rate.

2. End The Offshoring Act.

Establishes tariffs to discourage companies from laying off their workers in order to relocate in other countries and ship their products back to the U.S. tax-free.

3. American Energy & Infrastructure Act.

Leverages public-private partnerships, and private investments through tax incentives, to spur $1 trillion in infrastructure investment over 10 years. It is revenue neutral.

4. School Choice And Education Opportunity Act.

Redirects education dollars to give parents the right to send their kid to the public, private, charter, magnet, religious or home school of their choice. Ends common core, brings education supervision to local communities. It expands vocational and technical education, and make 2 and 4-year college more affordable.

5. Repeal and Replace Obamacare Act.

Fully repeals Obamacare and replaces it with Health Savings Accounts, the ability to purchase health insurance across state lines, and lets states manage Medicaid funds. Reforms will also include cutting the red tape at the FDA: there are over 4,000 drugs awaiting approval, and we especially want to speed the approval of life-saving medications.

6. Affordable Childcare and Eldercare Act.

Allows Americans to deduct childcare and elder care from their taxes, incentivizes employers to provide on-side childcare services, and creates tax-free Dependent Care Savings Accounts for both young and elderly dependents, with matching contributions for low-income families.

7. End Illegal Immigration Act.

Fully-funds the construction of a wall on our southern border with the full understanding that the country Mexico will be reimbursing the United States for the full cost of such wall; establishes a 2-year mandatory minimum federal prison sentence for illegally re-entering the U.S. after a previous deportation, and a 5-year mandatory minimum for illegally re-entering for those with felony convictions, multiple misdemeanor convictions or two or more prior deportations; also reforms visa rules to enhance penalties for overstaying and to ensure open jobs are offered to American workers first.

8. Restoring Community Safety Act.

Reduces surging crime, drugs and violence by creating a Task Force On Violent Crime and increasing funding for programs that train and assist local police; increases resources for federal law enforcement agencies and federal prosecutors to dismantle criminal gangs and put violent offenders behind bars.

9. Restoring National Security Act.

Rebuilds our military by eliminating the defense sequester and expanding military investment; provides Veterans with the ability to receive public VA treatment or attend the private doctor of their choice; protects our vital infrastructure from cyber-attack; establishes new screening procedures for immigration to ensure those who are admitted to our country support our people and our values.

10. Clean up Corruption in Washington Act.

Enacts new ethics reforms to Drain the Swamp and reduce the corrupting influence of special interests on our politics.

On November 8th, Americans will be voting for this 100-day plan to restore prosperity to our economy, security to our communities, and honesty to our government.



This is my pledge to you.

CBO says overturning individual mandate would mean 15 million would drop health insurance in a heartbeat, so to speak

Reported here.

CNBC's John Harwood lies about the size of the individual market in health insurance, and by omission

Here:

Individual market coverage has risen to 18 million from 11 million in 2013.

That's simply false.

The Kaiser Family Foundation had individual market coverage at 15.4 million already in 2013, as I reported at the time here. Rising by less than three million in four years to 18 million, if that's even true, is purely a function of natural population growth, not Obamacare's success in extending individual market coverage where there was none before. These millions who have seen their premiums and their deductibles soar as a result of Obamacare were far more numerous than Harwood says.

Completely unaddressed by Harwood is the small group market where employers have fewer than 50 employees. Their costs have also soared, as anyone working for a small business can tell you. Obamacare compliant small group plans typically charge FIVE TIMES what individuals used to pay on the individual market before Obamacare. This small group market was 25 million strong in 2013.

That's over 40 million people in 2013 who have born the brunt of paying for Obamacare's handouts to deadbeats and grifters, not the 10 million or fewer Harwood claims.

HE'S A LYING SACK OF JAWEA.

Obama expanded Medicaid on the backs of taxpayers who also buy health insurance, making them pay twice

Betsy McCaughey, here:

Who's picking up the tab for this vast Medicaid expansion? You. Worse, you pay twice -- once as a taxpayer, and then again as an insurance consumer. Families with private insurance pay $1,500 to $2,000 or more in added premiums yearly already to keep Medicaid afloat. The more Medicaid expands, the higher their premiums will go. That's because Medicaid shortchanges hospitals and doctors, paying less than the actual cost of care. They make up for it by shifting the costs onto privately insured patients. Ouch.

If Trump wants to win on Obamacare, he should propose a Medicaid tax in exchange for repeal

If Trump wants to win on Obamacare, he should propose a Medicaid tax in exchange for repeal of Obamacare's individual and corporate mandates instead of the stinker bill now being proposed by the Republicans in the Senate.

That way those of us who can obtain real insurance like we did before will obtain it again but at a cheaper cost than now, and those who can't will still have Medicaid, but funded by dead certain payrolls instead of the hodge podge of state and federal funding now.

Because of Obamacare, those who have insurance are subsidizing at enormous expense to themselves those who have become covered since 2009 under the plan, mostly under Medicaid. Medicaid alone has swelled by 25 million people thanks to Obamacare. It's a massive income redistribution scheme from those who have insurance to those who don't, which is manifestly unfair. There are easily 48 million people in this country making less than $15,000 a year who have no skin in this game yet qualify for Medicaid.

The answer, short of returning to the status quo ante where millions are kicked off of Medicaid, is to make more people pay their fair share. This means taxing every dollar of compensation with a Medicaid tax, just like we do with Medicare. The burden should be born by everyone, including those now receiving Medicaid.

Currently we have about 55.5 million enrolled in Medicare, supported by a 1.45% payroll tax. It isn't enough support, but there it is.

Medicaid on the other hand has exploded under Obamacare to coverage of 75 million, but state budgets, like individuals' budgets under Obamacare's outrageously expensive health insurance, are breaking badly under the burden. 33 will fall short of revenue targets in the current fiscal year.

The proportional Medicaid payroll tax rate implied by 75 million program participants is at least 1.95%.

This is Trump's opportunity to put Medicaid on a sounder footing.

Republicans won't like this plan because it involves a new tax, even though many people are already paying this tax to one degree or another depending on their tax obligation in their state of residence. The revenues, insufficient as they are, are already collected at the state level, but variably.

So it's not really a new tax. It's a new collector.

Democrats ought to love this idea, for the obvious reason. It codifies the nation's "obligation" to the poor's healthcare in the form of a tax, just as Medicare codifies the nation's obligation to the elderly's healthcare. With it they can claim Obamacare is still the law of the land in some form.

Pelosi and the House Democrats are well positioned to deliver this in the form of a bill to send to the more evenly divided Senate because Paul Ryan and a coalition of 75 or so liberal Republicans could get it over the goal line, just like they did so many times before in league with the Democrats, making an end run around the House conservatives.

The Senate would go for the bill because it is simply more liberal all around. Democrats there would vote for this, along with liberal Republicans.

Trump needs to get this done and off the table.

We've been arguing about it now in earnest for 8 years already and are just plain sick of it.

Enough already!

Repeal Obamacare root and branch, and institute a Medicaid tax.

Ann Coulter gets it: Americans are paying higher taxes through their health insurance premiums

Here. How come nobody else talks this way?

Laugh of the Day: Mark Levin calls caller employed as an electrician without health insurance a parasite

Just now.

They don't call Levin "the great one" for nothing.

Trump the Great Duodetrigintapus cuts off another of his 28 legs

Trump reverses himself and now won't designate China a currency manipulator.

Story here.

Here's the original 28-leg Gettysburg Address:

DONALD J. TRUMP CONTRACT WITH THE AMERICAN VOTER

What follows is my 100-day action plan to Make America Great Again. It is a contract between myself and the American voter – and begins with restoring honesty, accountability and change to Washington.

Therefore, on the first day of my term of office, my administration will immediately pursue the following six measures to clean up the corruption and special interest collusion in Washington, DC:

● FIRST, propose a Constitutional Amendment to impose term limits on all members of Congress;
● SECOND, a hiring freeze on all federal employees to reduce federal workforce through attrition (exempting military, public safety, and public health);
● THIRD, a requirement that for every new federal regulation, two existing regulations must be eliminated;
● FOURTH, a 5 year-ban on White House and Congressional officials becoming lobbyists after they leave government service;
● FIFTH, a lifetime ban on White House officials lobbying on behalf of a foreign government;
● SIXTH, a complete ban on foreign lobbyists raising money for American elections.

On the same day, I will begin taking the following 7 actions to protect American workers:

 FIRST, I will announce my intention to renegotiate NAFTA or withdraw from the deal under Article 2205
 SECOND, I will announce our withdrawal from the Trans-Pacific Partnership
 THIRD, I will direct my Secretary of the Treasury to label China a currency manipulator
 FOURTH, I will direct the Secretary of Commerce and U.S. Trade Representative to identify all foreign trading abuses that unfairly impact American workers and direct them to use every tool under American and international law to end those abuses immediately
 FIFTH, I will lift the restrictions on the production of $50 trillion dollars’ worth of job- producing American energy reserves, including shale, oil, natural gas and clean coal.
 SIXTH, lift the Obama-Clinton roadblocks and allow vital energy infrastructure projects, like the Keystone Pipeline, to move forward
 SEVENTH, cancel billions in payments to U.N. climate change programs and use the money to fix America’s water and environmental infrastructure

Additionally, on the first day, I will take the following five actions to restore security and the constitutional rule of law:

 FIRST, cancel every unconstitutional executive action, memorandum and order issued by President Obama
 SECOND, begin the process of selecting a replacement for Justice Scalia from one of the 20 judges on my list, who will uphold and defend the Constitution of the United States
 THIRD, cancel all federal funding to Sanctuary Cities
 FOURTH, begin removing the more than 2 million criminal illegal immigrants from the
country and cancel visas to foreign countries that won’t take them back
 FIFTH, suspend immigration from terror-prone regions where vetting cannot safely occur. All vetting of people coming into our country will be considered extreme vetting.

Next, I will work with Congress to introduce the following broader legislative measures and fight for their passage within the first 100 days of my Administration:

1. Middle Class Tax Relief And Simplification Act. An economic plan designed to grow the economy 4% per year and create at least 25 million new jobs through massive tax reduction and simplification, in combination with trade reform, regulatory relief, and lifting the restrictions on American energy. The largest tax reductions are for the middle class. A middle-class family with 2 children will get a 35% tax cut. The current number of brackets will be reduced from 7 to 3, and tax forms will likewise be greatly simplified. The business rate will be lowered from 35 to 15 percent, and the trillions of dollars of American corporate money overseas can now be brought back at a 10 percent rate.
2. End The Offshoring Act Establishes tariffs to discourage companies from laying off their workers in order to relocate in other countries and ship their products back to the U.S. tax-free.
3. American Energy & Infrastructure Act. Leverages public-private partnerships, and private investments through tax incentives, to spur $1 trillion in infrastructure investment over 10 years. It is revenue neutral.
4. School Choice And Education Opportunity Act. Redirects education dollars to gives parents the right to send their kid to the public, private, charter, magnet, religious or home school of their choice. Ends common core, brings education supervision to local communities. It expands vocational and technical education, and make 2 and 4-year college more affordable.
5. Repeal and Replace Obamacare Act. Fully repeals Obamacare and replaces it with Health Savings Accounts, the ability to purchase health insurance across state lines, and lets states manage Medicaid funds. Reforms will also include cutting the red tape at the FDA: there are over 4,000 drugs awaiting approval, and we especially want to speed the approval of life-saving medications.
6. Affordable Childcare and Eldercare Act. Allows Americans to deduct childcare and elder care from their taxes, incentivizes employers to provide on-side childcare services, and creates tax-free Dependent Care Savings Accounts for both young and elderly dependents, with matching contributions for low-income families.
7. End Illegal Immigration Act Fully-funds the construction of a wall on our southern border with the full understanding that the country Mexico will be reimbursing the United States for the full cost of such wall; establishes a 2-year mandatory minimum federal prison sentence for illegally re-entering the U.S. after a previous deportation, and a 5-year mandatory minimum for illegally re-entering for those with felony convictions, multiple misdemeanor convictions or two or more prior deportations; also reforms visa rules to enhance penalties for overstaying and to ensure open jobs are offered to American workers first.
8. Restoring Community Safety Act. Reduces surging crime, drugs and violence by creating a Task Force On Violent Crime and increasing funding for programs that train and assist local police; increases resources for federal law enforcement agencies and federal prosecutors to dismantle criminal gangs and put violent offenders behind bars.
9. Restoring National Security Act. Rebuilds our military by eliminating the defense sequester and expanding military investment; provides Veterans with the ability to receive public VA treatment or attend the private doctor of their choice; protects our vital infrastructure from cyber-attack; establishes new screening procedures for immigration to ensure those who are admitted to our country support our people and our values
10. Clean up Corruption in Washington Act. Enacts new ethics reforms to Drain the Swamp and reduce the corrupting influence of special interests on our politics.
On November 8th, Americans will be voting for this 100-day plan to restore prosperity to our economy, security to our communities, and honesty to our government.

This is my pledge to you.

And if we follow these steps, we will once more have a government of, by and for the people.

Mark Meadows: Ousted Boehner, voted against the original HR 3762 in October 2015, leads House Freedom Caucus against Obamacare repeal in 2017

Clearly Mark Meadows is Trump's number one problem in the US House of Representatives.

In view of the fact that Meadows was in the extreme minority in October 2015 voting with only six other Republicans against Obamacare repeal in the form of HR 3762, it was hypocritical of him to accuse John Boehner of bypassing the majority in the House in the summer of 2015 and filing the motion for him to vacate the chair. Meadows bypassed the majority in October.

Meadows only flipped his position on HR 3762 when it was revamped and hardened by the Senate to make a political point to the voters back home.

In other words, Meadows only supported the bill when it allowed him to hide behind the skirts of the Senate version which both they and he knew was designed merely to be vetoed:

[T]he Senate's version would have implemented a two year phase-out of Medicaid expansion and exchange subsidies.

The House agreed to the Senate's changes, so the final version of the bill included the Senate's modifications.

There were concerns in Congress – particularly among lawmakers from states that have expanded Medicaid – that repealing the law would result in millions of people losing their health insurance coverage. But Politico reported that "senators were reminded that the president would veto the repeal bill anyway, meaning Republicans could vote on the measure without having to deal with the political risks of actually making major changes to existing law."

But there are still 206 Republican members in the US House in 2017 who voted for the original, honest HR 3762 in October 2015, and who should do so again in 2017, if only someone (not Mark Meadows, and not Paul Ryan) would lead them there:

The House version of H.R. 3762 included repealing the individual mandate, the employer mandate, the medical device excise tax, and the "Cadillac tax" on expensive employee health insurance premiums.

It also included a measure to eliminate federal Medicaid funding for Planned Parenthood for one year. But it called for increasing funding for community health centers by $235 million/year for two years (a 6.5 percent increase over the currently scheduled funding).

Republicans used the budget reconciliation process to ensure that their bill could advance through the senate as long as it received a simple majority of at least 51 votes, instead of needing 60 votes. By using reconciliation, the measure was filibuster-proof, and advanced to a vote in the Senate.

There's lots to like in Trump's speech, but . . .

We can't afford $1 trillion in infrastructure spending and it won't accomplish what people say it will. We are $34 TRILLION behind in spending of all kinds, but that's obviously out of the question. Debt service payments at rock bottom interest rates already exceed 10% of the $4 trillion budget. This is the price we are paying now . . . FOR PREVIOUS "PROSPERITY", which was only borrowed.

Paid family leave, a new entitlement, will cost government and employers a fortune, subduing hiring.

Adding refundable tax credits for health insurance premiums paid by taxpayers to a tax system which already includes the Earned Income Tax Credit is a back door introduction of another new entitlement. It could end up costing the country tens of billions in lost tax revenue each year.

These proposals could be political feints on which he will ultimately never deliver, simple red meat for moderates and liberals thrown out there to garner bipartisan support for his overall program.

Only time will tell.  

Supreme Court ruling in 2011 requiring releases from Calif. prisons to ease overcrowding results in officer slaying on Monday

The story is here.

Justice Antonin Scalia, who dissented here, called it "perhaps the most radical injunction issued by a court in our Nation's history": 

Today the Court affirms what is perhaps the most radical injunction issued by a court in our Nation's history: an order requiring California to release the staggering number of 46,000 convicted criminals.

What? Roe v. Wade, which resulted in the deaths of millions of innocents, was less radical? Overturning millennia of marriage law and the statutes of 30 states was less radical? Obliging people to engage in health insurance commerce was not a repudiation of centuries of contract law? 

Antonin Scalia was right to dissent in this one, but come on, Solomon he was not.

How much does Obamacare suck for my family newly eligible for health insurance from a small business?

New full-time job comes with health insurance for the family!

Except it costs $20,199.24 per year, of which the company pays $3,000. Net = $17,199.24 per year before anyone ever sees a doctor.

Current pre-Obamacare plan, grandfathered in from 2010, costs $4,253.20 per year, before anyone ever sees a doctor. FOUR TIMES LESS.

Congress can't act soon enough to repeal this Obamacare boondoggle.

Obama didn't "decimate" the Democrat Party, Democrats did that all by themselves

David M. Drucker here wants to blame Obama for all the electoral losses experienced by Democrats since 2009. 

Good luck with that.

Like it or not, the Democrat Congress under Pelosi and Reid gets the blame. They have done nothing but lose, lose and lose while Obama has remained the winner, above the fray. He leaves office popular, successfully escaping responsibility for his own administration for eight straight years while Democrats all over the country have paid the price.  

Democrat leadership rammed the awful Obamacare down the nation's throat, making the health insurance industry even worse than it was before. Democrat leadership failed to prosecute anyone for the 2008 banking panic and raked in the campaign cash from its grateful elite instead. Democrat leadership jacked up the federal spending which simply wasted money and ballooned the debt to $20 trillion in the process. Democrat leadership passed the growth-robbing Dodd-Frank legislation which has stalled the growth of credit and slowed the economy to a crawl.

The only thing you can blame Obama for is a lack of vision and leadership in preventing these developments and for not offering better alternatives. He was inexperienced, out of his depth and clueless, contenting himself to lecture everybody day and night in regal fashion while Congress shot themselves and the country in the foot with their stupid ideas. Obama's idea of compromise turned out to be signing awful Democrat legislation.

Except in one instance.

Obama agreed one time to compromise with John Boehner and make the Bush tax cuts permanent and fix the Alternative Minimum Tax. The stock market and the economy began to recover from that moment on at the dawn of 2013.

It was the only smart thing he ever did.

And there he goes into the sunset.

Trump laid out 28 policy prescriptions in his Gettysburg address which repudiate Obama, but Obama still says Trump has few hard and fast proposals

Obama always has had trouble with math. And denial.

Here:

"I think he is coming to this office with fewer set hard and fast policy prescriptions than a lot of other presidents might be arriving with. Do I have concerns? Absolutely, of course I've got concerns. He and I differ on a whole bunch of issues," Obama added.

From Gettysburg:

1. Propose a Constitutional Amendment to impose term limits on all members of Congress.
2. Institute a hiring freeze on all federal employees to reduce federal workforce through attrition (exempting military, public safety, and public health).
3. Require for every new federal regulation, two existing regulations must be eliminated.
4. Institute a five year-ban on White House and Congressional officials becoming lobbyists after they leave government service.
5. Create a lifetime ban on White House officials lobbying on behalf of a foreign government.
6. Institute a complete ban on foreign lobbyists raising money for American elections.
7. Announce intention to renegotiate NAFTA or withdraw from the deal under Article 2205.
8. Announce withdrawal from the Trans-Pacific Partnership.
9. Direct Secretary of the Treasury to label China a currency manipulator.
10. Direct the Secretary of Commerce and U.S. Trade Representative to identify all foreign trading abuses that unfairly impact American workers and direct them to use every tool under American and international law to end those abuses immediately.
11. Lift the restrictions on the production of $50 trillion dollars’ worth of job-producing American energy reserves, including shale, oil, natural gas and clean coal.
12. Lift the Obama-Clinton roadblocks and allow vital energy infrastructure projects, like the Keystone Pipeline, to move forward.
13. Cancel billions in payments to U.N. climate change programs and use the money to fix America’s water and environmental infrastructure.
14. Cancel every unconstitutional executive action, memorandum and order issued by President Obama.
15. Begin the process of selecting a replacement for Justice Scalia from one of the 20 judges on my list, who will uphold and defend the Constitution of the United States.
16. Cancel all federal funding to Sanctuary Cities.
17. Begin removing the more than 2 million criminal illegal immigrants from the country and cancel visas to foreign countries that won’t take them back.
18. Suspend immigration from terror-prone regions where vetting cannot safely occur. All vetting of people coming into our country will be considered extreme vetting.
19. Work with Congress on a Middle Class Tax Relief And Simplification Act. An economic plan designed to grow the economy 4% per year and create at least 25 million new jobs through massive tax reduction and simplification, in combination with trade reform, regulatory relief, and lifting the restrictions on American energy. The largest tax reductions are for the middle class. A middle-class family with 2 children will get a 35% tax cut. The current number of brackets will be reduced from 7 to 3, and tax forms will likewise be greatly simplified. The business rate will be lowered from 35 to 15 percent, and the trillions of dollars of American corporate money overseas can now be brought back at a 10 percent rate.
20. Work with Congress on a End The Offshoring Act. Establishes tariffs to discourage companies from laying off their workers in order to relocate in other countries and ship their products back to the U.S. tax-free.
21. Work with Congress on a American Energy & Infrastructure Act. Leverages public-private partnerships, and private investments through tax incentives, to spur $1 trillion in infrastructure investment over 10 years. It is revenue neutral.
22. Work with Congress on a School Choice And Education Opportunity Act. Redirects education dollars to gives parents the right to send their kid to the public, private, charter, magnet, religious or home school of their choice. Ends common core, brings education supervision to local communities. It expands vocational and technical education, and make 2 and 4-year college more affordable.
23. Work with Congress on a Repeal and Replace Obamacare Act. Fully repeals Obamacare and replaces it with Health Savings Accounts, the ability to purchase health insurance across state lines, and lets states manage Medicaid funds. Reforms will also include cutting the red tape at the FDA: there are over 4,000 drugs awaiting approval, and we especially want to speed the approval of life-saving medications.
24. Work with Congress on a Affordable Childcare and Eldercare Act. Allows Americans to deduct childcare and elder care from their taxes, incentivizes employers to provide on-site childcare services, and creates tax-free Dependent Care Savings Accounts for both young and elderly dependents, with matching contributions for low-income families.
25. Work with Congress on an End Illegal Immigration Act. Fully-funds the construction of a wall on our southern border with the full understanding that the country Mexico will be reimbursing the United States for the full cost of such wall; establishes a 2-year mandatory minimum federal prison sentence for illegally re-entering the U.S. after a previous deportation, and a 5-year mandatory minimum for illegally re-entering for those with felony convictions, multiple misdemeanor convictions or two or more prior deportations; also reforms visa rules to enhance penalties for overstaying and to ensure open jobs are offered to American workers first.
26. Work with Congress on a Restoring Community Safety Act.Reduces surging crime, drugs and violence by creating a Task Force On Violent Crime and increasing funding for programs that train and assist local police; increases resources for federal law enforcement agencies and federal prosecutors to dismantle criminal gangs and put violent offenders behind bars.
27. Work with Congress on a Restoring National Security Act. Rebuilds our military by eliminating the defense sequester and expanding military investment; provides Veterans with the ability to receive public VA treatment or attend the private doctor of their choice; protects our vital infrastructure from cyber-attack; establishes new screening procedures for immigration to ensure those who are admitted to our country support our people and our values.
28. Work with Congress on a Clean up Corruption in Washington Act. Enacts new ethics reforms to Drain the Swamp and reduce the corrupting influence of special interests on our politics.

The share paying for their own health insurance has soared 22% since 2013, by about 9 million, while the number covered by employers has actually fallen by 220,000

So says the table from Gallup, here. The 3.9 pt. difference in the share fully paying for their own coverage since 2013 represents a 22% increase.

How many was that in millions of people, you may ask.

In 2013 there were approximately 190 million Americans 18 to 64 years of age. 17.6% fully paying for their own coverage was approximately 33 million people at the time. Fast forward to 2016 and the number is now approaching 42 million. Meanwhile even though the sample population is up 3 million over the period, the number receiving coverage from an employer has actually fallen 220,000 to 83.76 million in 2016.

And as everyone knows who buys their own coverage, costs have soared. My costs since 2010 are up only 67%, but that's only because I chose higher deductibles as time went by. My deductible is now up 300%. Same plan, but it would now cost me $10,000 out of pocket instead of $2,500 in any emergency. Apart from that, everytime I need routine healthcare, like seeing a doctor to update a prescription, or the prescription itself, or glasses, or my teeth cleaned and checked, it's all on me.

So it's no surprise that apart from coverage costs soaring, healthcare services spending in unchained dollars of GDP is up 19% since 2012, from $1.836 trillion then to almost $2.185 trillion annualized as of the second quarter now. That's an extra almost $350 billion being spent on actual healthcare services consumption in the last four years, all coming out of consumers' pockets.

Obamacare has been a disaster to the budgets of millions of ordinary Americans.

Obama hates the middle class: Caller after caller today to Chris Plante reported 200%+ increases to their health insurance premiums because of Obamacare

Impoverishing the middle class has been Obama's goal all along. Obamacare redistributes the incomes of ordinary middle class people to the poor, just as higher taxes on the rich do. Here's how.

Chris Plante himself reports that his household used to pay $551 a month before Obamacare, but now pays $1731, an increase of 214%.

My household in 2010 paid just $2552 a year for coverage with $2500 individual calendar year deductibles. Six years later for the same plan we pay $4252, an increase of 67%, but the individual calendar year deductibles have skyrocketed to $10,000 each, a 300% increase.

In other words, for the privilege of having coverage, we could end up on the hook for as much as $30,000 in any given year before the plan pays anything in a health emergency. You get some discount on services as in a preferred provider network, but you still have to pay.

I know because I had one in 2014 which drove my out of pocket medical expenses for the year well over $10,000. They're normally half that.

Obamacare is nothing more than a tax increase on the middle class, to subsidize "coverage", that is Medicaid, for the poor.