Showing posts with label Housing 2025. Show all posts
Showing posts with label Housing 2025. Show all posts
Wednesday, July 2, 2025

Housing in a Fed stress test scenario

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The median price of houses sold in the United States in March 1963 was $17,800. Adjusted for inflation to March 2025, that would be $186,...

Every major bank passes stress test from the US Federal Reserve

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507 banks failed in the United States 2008-2014 inclusive, costing the Deposit Insurance Fund nearly $90 billion. Many millions of homes we...
Tuesday, May 27, 2025

At 65.6% in 2024, the homeownership rate in the United States matches the 1980 rate, which was an historical high water mark not exceeded until 1997

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 For all the justified complaining about not being able to afford a home, the homeownership rate in 2024 is historically pretty good, one of...

In 2023 housing affordability in the United States bounced off the 2022 low but is still 9.15 points off the more affordable levels of the 1980s

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 The median income in 2022 bought just 17.22% of the median house, the all-time low in the most up-to-date data. In 2023 that rose to 18.89%...
Wednesday, May 21, 2025

When core pce inflation was above 2.5% year over year for 27 straight years, we had 10Y yields well above 5 and 30-year mortgages well above 7.5 to go with it

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 1967-1993, inclusive.    
Saturday, April 26, 2025

I worked for a guy once who everyday wore a blue suit without fail

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I remember he officiated at a funeral once, and yep, he wore a blue suit. Even when I visited him at his home he was wearing a blue suit. Mo...
Tuesday, April 8, 2025

Tariffs have no power here: US Treasury yields pop higher, 30-year mortgage hits highest in a month 6.85%, S&P 500 gives up 4% relief rally

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 Stock market relief rally fizzles out with S&P 500 erasing 4% gain: Live updates Mortgage rates slingshot higher as tariff uncertainty...
Monday, April 7, 2025

Car manufacturing jobs, so-called good jobs, already don't pay enough to enable these Detroit auto workers to buy their own homes and have families, and they fear layoffs because of the tariffs

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  The Wall Street Journal doesn't mention it here . This guy's been working for the company for 10 years and he's still renting....
Sunday, March 23, 2025

Clueless Ed Kilgore today post-mid-March thinks angry Democrats are in the minority based on a Gallup poll from late January

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But this simply ignores everything Trump has flooded the zone with since January 27. That's a backward-looking poll. Trump's has bee...
Monday, February 10, 2025

In the aggregate US Treasury yields averaged 4.408 on Friday, Feb 7, still ahead of the Daily Federal Funds Rate of 4.33 set by the Fed in December

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Relative to each other by duration, bond yields on average normalized at the beginning of December, and notes on average in mid-December.  L...
Friday, January 24, 2025

Al Hunt and James Carville laughably pretend that Obama didn't dominate Washington by flooding the zone with shit like Trump is doing

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Hey Obama! Guess where I'm calling from! Carville: Trump Has Flooded The Zone With Sh*t And We Don't Have A Response    Al Hunt:  An...
Friday, January 17, 2025

Make America Groan Again: The 30-year mortgage now averages north of 7%

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Sunday, January 12, 2025

US Treasury yields are steepening and by duration are normalizing

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 This is actually a good thing. Longer dated securities should pay more than shorter, unlike most of 2024 when Bills paid far more. Bills yi...